Apply for a Home

Habitat for Humanity - Homeownership Guidelines

Habitat for Humanity of Oakland County examines the following guidelines when reviewing potential Partner Families:

2012 Guidelines
Family Size	Minimum Annual Income	Maximum Annual Income
One	$13,750	$27,450
Two	$15,700	$31,350
Three	$17,650	$35,250
Four	$21,200	$42,300
Five	$22,750	$45,450
Six	$23,130	$46,260
Seven	$24,350	$48,600
Eight	$25,900	$51,700

Families must meet these 3 criteria:

NEED – must meet AT LEAST one
     • Currently living in substandard, inadequate, overcrowded housing.
     • Living in an area with high drug use/crime.
     • Housing costs greater than 35% of your monthly income.
WILLINGNESS TO PARTNER – must meet ALL
     • Turn in completed application with ALL supporting documents.
     • Complete 300 hours of sweat equity on your home or other partner family.
     • Participate in homeownership/budget management classes.
     • Work with Habitat staff and volunteers.
ABILITY TO PAY – must meet ALL
     • Steady income to make monthly mortgage payments ON TIME.
     • No bankruptcy within 2 years of applying for the program.
     • Save $1,000 for down payment by move-in date.
     • Save $800 for first year’s homeowners insurance.

(Please print pre-application, complete, and return via Mail, E-mail, or Fax )
***Habitat for Humanity is NOT a hand-out it is a HAND-UP program. ***
Houses are sold to Partner Families and monthly mortgage payments are less than MOST monthly rent payments.
If you would like to learn more about applying for a home, please call or email any questions to:

Family Services at (248) 338-1843 ext. 303 [ email ]