Homeownership Income Limits

Generally, participation in the Homeownership program is limited to households with total household income between 30% and 80% of the area median income (AMI)

Minimum Income – The minimum income required is 30% of the AMI for the appropriate household size.

Maximum Income – The maximum income allowed is 80% of the AMI for the appropriate household size. While Habitat Oakland’s programmatic requirements allow for the eligibility of households with income up to 80%, some of the home buyer assistance programs and other funders with whom we partner have lower income limits (typically 60% AMI). In such cases, certain home buyer assistance funds or properties may not be available to households between 60% and 80% AMI. See the chart below for specific details per household size.

Monthly Household Income Guidelines

*Note: Income guidelines are subject to change.